chesterfield group
medical expenses
Medical Expenses Broking Contact


Chesterfield are experienced in providing flexible global healthcare solutions for all nationalities and groups of all sizes. With particular emphasis on high-risk territories and/or occupations we can develop coverages that best suits your circumstances.

Type of Cover
These schemes pay for the cost of medical treatment both as an in and out patient if you want private medical care.

The cover may include: consultants’ fees; surgeons’ and anaesthetists’ fees, nursing, private ambulance and room charges.

Policy Details
Some policies will provide a cash payment if NHS treatment is received. The cost is based on age, the number of family members requiring cover and the hospital band required.

Hospital bands depend on the area and the facilities available: for example central London hospitals are the most highly graded.

Some insurers are able to provide cheaper cover through policy exclusions such as no outpatient cover, and if the treatment can be received from the NHS within six weeks.

You can also choose to pay an excess in order to keep the costs down. Premiums are reviewed annually and increase with age and overall claims experience.

Many insurers do not seek medical evidence on new applicants. They simply impose a moratorium that they will not cover any treatment arising from a pre-existing condition for a certain time period.

Andrew Thacker
Executive Director
T: +44 (0)20 7481 1683

Simon Cassey
T: +44 (0)20 7481 1683

Andrew Furr
T: +44 (0)20 7481 1683

Chesterfield Group Ltd.
5th Floor F,
1 Minster Court,
Mincing Lane,

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